Keep in mind that expansive soils pose two different, but related, concerns: soil heave and swell pressure. The presence of the "floaters" or "infill" will not affect the swell pressure, but can affect the soil heave. One soil - two potential problems. And differential heave due to varied amounts of "floaters." Yes, one soil - three potential problems. (Er, I'm experiencing Monty Python withdrawal - and it's late.)
By the way, what do you consider to be "very conservative"?
As a former Terzaghi Lecturer has said, "It is better to be approximate and correct than precise and wrong." A soil swell estimate is really an order-of-magnitude value; I seldom talk about heave estimates in increments smaller than one-half inch for fear of implying accuracy that simply doesn't exist. Even though I can calculate the estimate to as many decimal points as I want -
When LRFD finally "addresses" the geotechnical aspects of foundations (in a coherent manner), expect soil swell to get a BIG load factor. Plotting swell test results against PI, Liquid limit, initial dry density, CEC, etc. results in a classical "shotgun" pattern. A "good" soil heave prediction, in my opinion, means getting the swell magnitude within an inch of the actual value - and the differential heave within half an inch...
Please see FAQ731-376 for great suggestions on how to make the best use of Eng-Tips Fora.