I haven't looked at NFPA 13 in a while (my hard copy is dated 2002

), so I looked it up. It turns out that there are now three flavors of NFPA 13. The regular flavor of NFPA 13 is for both life safety and fire protection and is primarily used for commercial/industrial/institutional applications. To reduce fire sprinkler costs for residential applications, NFPA developed NFPA 13D and NFPA 13R, which are primarily for life safety. NFPA 13D only applies to one- and two-family dwelling units and manufactured homes and NFPA 13R is for multi-family buildings. See
https://www.nfpa.org/news-blogs-and...03/12/comparing-nfpa-13-nfpa-13r-and-nfpa-13d.
So, the governing standard that the 2022 CFC should have referenced for your case is NFPA 13D and not NFPA 13R as per the link from cdafd. IMHO, the CFC should have referenced both NFPA 13D and NFPA 13R, but only for their intended applications, so it seems to be an error in the CFC. Unfortunately, I don't have these NFPA standards so I can't give you any of their requirements. You will need to track down these standards.
Per the link I provided, "The main goal of an NFPA 13D system is to provide life safety by preventing flashover for the first 10 minutes of the fire, which allows occupants time to escape while also allowing the system to be installed at a substantially lower cost than an NFPA 13 system." During this short escape window, you should expect the sprinklers to be on and probably to have some amount of domestic demand, but how much I don't know. I would think such guidance is in NFPA 13D, but if it's not then check with the fire department that has jurisdiction. The worst case would be 32 gpm domestic + 24 gpm sprinklers + 5 gpm allowance = 61 gpm, as you stated, but perhaps you only need to include part of the domestic demand. On the municipal side (my expertise), we usually analyze water systems for Maximum Day Demand Plus Fire Flow rather than Peak Hour Demand Plus Fire Flow.