I was working on a project where we reclaimed land from a sewage lagoon. The contractor just end-dumped fill dirt (silty sand) from the edge and backed his way onto the fill as the end-dumping progressed. Sure, there was some trapped organic matter below the end-dumped fill. Sure, there was no control on compaction, but the dike the we created was strong enough for dewatering the reclaimed land area.
When the relclaimed land area was dewatered, the contractor did his best to remove the sludge. As the fill was placed, there was a displacement effect that created a "mud wave" that he then collected as needed.
I think there are details of the OP that are unknown. First how thick is the accumulation of organic matter? I mean if it's 6 or 8 inches and then you have compact sand and gravel, the risk seems low. If it's 6 or 8 inches and then below there is a natural layer of normally consolidated fat clay, then the risk is high (well, the problem being the natural soils rather than some thin accumulation of organic matter. Alternatly, if it's 5 ft thick that'd be a different matter (i.e., you may not have the advantage of some mud-wave displacement effect.
Just some ramblings. . .
f-d
¡papá gordo ain’t no madre flaca!