Quite simply Sak9, in winter, it is more economic to heat to 19 than 23, and its also cheaper to cool to 24 rather than 19. (Also, 19 would feel very uncomfortable if you tried to cool down to it)
The 'legal' maximum in the UK is 19 (After the energy crisis in the seventies--the act I don't think was ever repealed----plus the fact that nobody ever takes any notice of it anyway)
There is no legal max temp (UK only)
Friar Tuck of Sherwood