Hi David. After spending a number of years in a country where the wye:delta connection was the connection of choice for three phase services, I have seen a number of effects of a wye delta I have seen a number of issues.
If one phase is lost upstream, the Y

will back feed and pick up the load downstream of the open circuit.
Often the load is too great and the transformer burns up.
If two phases are lost, the Y

will back feed about 50% voltage into the lost phases.
After a maintenance outage, (every Sunday) power would be restored by closing fused cut-outs, one phase at a time.
After several hours of no power, all the refrigerators and freezers in the residential areas would be trying to start. At 50% voltage the compressors would stall and overheat. Eventually the thermal trips would open but despite that, somewhere in town a couple of compressors would fail.
There are a couple of mitigating techniques:
The wye point may be floated. You may experience transient overvoltages on energization.
One of the wye lines may be left unconnected. The bank will function as an open delta and should be oversized.
It was common in the country mentioned to see three phase transformer banks with one fused cut-out open. The fuse had blown during a phase loss event and the transformer bank was happily working as an open delta.
If you consider the voltage drop across an open delta, both under load and under short circuit conditions, you will see that the vector sum of the voltage drops is equal to the voltage drop of a single transformer. Thus the open delta may be considered as a virtual transformer equal to the other two transformers.
The current for a single phase load or the unbalanced part of a three phase load will be supplied 50% by the in phase transformer and 50% by the other two transformers. The current through the out of phase transformers will be 50% leading and 50% lagging.
(This may be verified by studying a generator nameplate that gives voltages and currents for both wye connections and double delta connections.)
You may be able to resolve the winding currents if you know both line currents and phase angles. Don't forget that all three transformers contribute to the zero sequence current.
Bill
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"Why not the best?"
Jimmy Carter