Question, how did you come about the 91 ton chiller? If you ran a simulation through sizing software, hopefully the diversity has already been taken into account.
Now that you know what the cooling capacity is required, size the chiller. If the conditions work a certain way (glycol, outside air temp, flow rate. . .) a 100 ton chiller may be needed, but but only 90 tons of cooling capacity will result.
I've run into unit ventilators that are sized for 5 tons, but with a lower air flow rate, and greater mixed air temperature needed, the actual unit only supplies 4 tons (which was the goal).
Running your calculations is only part of the answer. Now you need to select a unit that will operate and meet those conditions. Just because dividing the cooling capacity by 12,000 gives you tons, doesn't mean that the equipment will work that way.