Whatever decision you make, be sure that the plumbing details are copacetic. Years ago I walked a high rise roof that had a 2 inch architectural topping slab. Some how the drains for the roof were set to the topping slab elevation with no accommodation for the roof slab to drain. When the waterproof membrane on the roof slab started to fail, trying to find the actual location of the leak was impossible. When it rained the leaks went on for days afterwards.
If you go with a 3/4" cover, what kind of surface prep do you specify if a cold applied membrane waterproof/roofing membrane is going to be used? I have no faith in contractors doing a proper job of acid etching. Relying on waterproofing warranties is just building misery, legal & consulting fees into the structure.
Archie264 - As we all know concrete cracks. Often initially only the top floor of a parking structure receives a traffic membrane. Owners of parking structures don't like having to pay for paint work on luxury autos, so the parking bays on flat deck parking structures eventually get a membrane, especially in snow country. Also, flat decks are never flat. Open sided, flat deck parking structures have bird baths. The coarse broom finish on parking garage ramps doesn't last forever and if the garage is prone to cars standing backed up, while entering or existing, they are depositing fluids in the drive path. It is sometimes better to get out in front of the wear & tear problem than have concrete so contaminated that the friction coarse membranes won't stay down.