Well, consider that a "floor beam" is - "by definition and logical assumption" going to be loaded from above with a wide secondary plate (the floor members) securely attached to the top of the wooden beam, that single wooden beam being matched between many partners of equal capacity.
No other construction loading or installation is likely, right?
Therefore, given that there is additional solid structure tieing together several uniform beams in a uniform fashion at a known location at the top of every beam, why should not that same beam be assigned a greater load than an unknown beam placed in unknown directions getting unknown forces from unknown directions while attached in who knows what manner at what location?