aerodesign...
Common "round" washers are a fastener with many unique purposes, such as:
Isolate structure surface (surrounding hole) from the "nut-torque" scoring and dissimilar metals. Scoring does (2) bad things: score marks are essentially crack-starters; and scoring embeds a rough/bare surface under the nut or bolt-head, resulting is fastener loosening and bare-metal corrosion... even with self locking/coated nuts. Note: if bolt or screw head is torqued, then a washer can be even more important in this function.
Washers allow protrusion of the bolt shank thru the structure 100%, so that non-counterbored, light weight, low-height HS nuts can be installed without bottoming on threads. Varying washer stack-height allows for structural thickness variations with a slightly long bolt AND still have shank protrusion [no threads in bearing].
Increases bearing foot-print against the structure [especially where mini HS nuts are installed.]
Under head of tension-rate bolts with generous head-to shank fillets, chamfered ID washers allow bolt to sit hard/flat without having to deeply chamfer the lips of the mating hole. This increases shank bearing area in shear [break sharp edge of hole, VS chamfer for fillet-relief] and head bearing around hole.
Hi-lok collars come in (2) versions: as a plain collar and with an integral washer. Plain collars can be installed against "similar material" structure with little/no damage [IE: aluminum against aluminum, steel against steel, etc]. Steel and CRES collars with integral washers can be installed on soft aluminum without scoring damage and dissimilar metal isolation [usually platings or coatings].
Caution: misuse/excessive of washers can have "bad" results.
Washers must have similar hardness/strength [compression and bearing] relative to the nut or bolt-head. If a lot weaker, then the washer is in risk of being crushed and deformed... and will eventaully allow the joint to loosen in-service under cyclic loading.
Washers MUST be compatible with envrionmental conditions and with the mating parts [nut, bolt structure]. Significant dissimilarity without isolation can aggravate corrosion [bare CRES against aluminum]. Also temperature variations and chemical exposure must be accounted for.
Note: Too liberal a use of washers can add significant weight and cost without value.
Regards, Wil Taylor