The Neher-McGrath article is excellent but not recommended for beginners. For low voltage and MV application the NEC, IEEE and engineering guide published by cable manufacturer such as Okonite are perhaps more practical if the configuration of your duct bank is listed in those references.
For high voltage, none standard configuration, very dept, unusual temperature or mixture of different type of voltage and cable size, the use of computer program could be very helpful.
The following thread could help with this question:
thread238-9203
thread238-22126
thread242-10154