In answer to the question of whether those developing hybrid / electrical cars have thought about safety, the answer is yes, at least in part, they have.
I am aware of at least one example of a sensor being developed for the charging system of an electric car. Because an electric car is obviously silent and still when stationary, but not necessaryily inoperable, there is a possibility that pets left in the vehicle (including dogs and kids etc), may inadvertently drive off whilst the car is being charged. In comparison, a petrol engined car, quiet as they are these days, is still easily identifiable as running when you walk away from it after leaving your keys in it. Maybe common practice isn't to leave your kids in the car overnight whilst you charge it, but the possibility was highlighted and addressed.
As you would expect, the designs for the charging sockets and connectors eliminated any possibility of the customer accidently touching the contacts and coming into contact with the currents. I'm unsure of how the possibility of a damaged wire being touched by a customer was being made safe though?
Totally agree with the comments about the automotive industry asking embarrasing prices for simple jobs. To have brake disks and pads changed on my Peugeot 306 at the dealer was £350 plus a few years ago now - you can do it yourself in 15 minutes for £50. Market forces I'm afraid, if people are daft enough to pay and keep coming back, then that's business.