I have been wrenching on farmer's older tractors for years and liability insurance hasn't been a concern. I have though recently began performing some repair work for a multinational aluminum plant on their scrap trailer tipper trucks and a Broce broom. I was called about a failed fifth wheel plate and had a new one ordered and paid for when I was called by my friend and contact asking if I had insurance. I feel if I don't acquire a policy, this will work opportunity will be pulled.
For those of you independents working for companies requiring liability insurance, what are good source companies, policy types, and amounts of coverage? I'm a small timer and this will be the only (so far) need for it so I have the added question of is the cost worth the money I can make from the customer or do I say thanks for the work and move on.