Most, if not all, jurisdictions require a contractors license and fire sprinklers are not an exception. Even in states where a specific fire sprinkler contractors license is not required, South Dakota comes to mind, they generally still require some sort of contractors license as if you were a plumber, electrical or general contractor.

Limits are generally very low and I have seen some as low as $50,000 which is laughable. Generally speaking you need $1 to $5 million to get on a commercial property. With inflation I am seeing more $2 million lower limits where 40 years ago $1 million would cover about anything.

Where a fire sprinkler company has the greatest liability is "completed operations" which covers damages if say a coupling blows apart in the middle of the night on the fifth floor of a hospital. Dollar amounts of liability here can be measured in millions per minute. I get nauseated just thinking about it.

There aren't that many players left in the market and many of those that are left are requiring someone with a NICET III or IV to be on staff just to be able to purchase the completed operations insurance.

Hi
I am new here and am trying to work out how to private message "SprinklerDesigner2" Sorry to post this here "off topic"
Thanks

industrialdesignco,

http://layouttech.com/