It's obvious from both Mr. Smith's and Mr. Peterson's response, I need to explain a bit further.
First, the load tables for SL and XL are identical - EXCEPT the XL can take higher inflation pressures and that results in higher load carrying capacity.
Second, a tire on a pickup can be an XL, but if a larger SL tire was desired, it could be used if it had the same or more load carrying capacity. It used to be fairly common for 1/2 ton pickups to come with XL tires, but the trend is towards larger, but SL tires.
In theory, an LT like tire with Load Ranges COULD be used for a passenger car. The net effect would be a smaller tire (in physical dimensions), which would be easier to package, although the spring stiffness of the tire would cause some headaches in the ride department. Side note: The idea of using a smaller but more highly inflated passenger car tire which could get improved rolling resistance is out there. I believe Bridgestone has a concept that they have offered to some of the OEM's.
And lastly to Mr. Smith: I want you to look very, very carefully at the vehicle tire placard, which should be on the driver's door frame. EXACTLY what does it says there? Be sure to include the Load index and speed rating. If it says 95 for the Load Index, then that is an XL, but if it says 91, it's an SL.
Looking at the other Foci (or is that Focuses?), they require a Load Index in the vicinity of 88, and a 235/40R18XL has a Load Index of 95, but a 235/40R18SL has a Load Index of 91. So I wonder if Ford merely supplied an XL, but specifies a SL.
On the other hand, I went to Tire Rack and out of 72 possible tires in that size (V speed rating and higher), 44 were XL. So I'm not seeing that as a huge deal.