Oh, I forgot. As an update I did get PLI from a very good company. Coverage was billings up to $50,000 @ coverage of $1,000,000 / $2,000,0000 for around $1,800 year. I don't want to throw around that company name on here but if you email me I will gladly give a referral. They were great to work with. First time getting the PLI.
Thanks again for all of the help.