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Looking for New York State Professional Liability Insurance Requirements
- Thread starter AdamJSR
- Start date
It's been a while for me, but I don't think the law requires any insurance. Clients require it. Some do, some don't.
Don't take muy answer as golden though...
Best to you,
Goober Dave
Haven't see the forum policies? Do so now: Forum Policies
Don't take muy answer as golden though...
Best to you,
Goober Dave
Haven't see the forum policies? Do so now: Forum Policies
We were never required to carry insurance until someone asked for it. Not sure if that varies by state, but you should ask your client what they require if any.
B+W Engineering and Design
Los Angeles Civil Engineer and Structural Engineer
| |
B+W Engineering and Design
Los Angeles Civil Engineer and Structural Engineer
| |
- Thread starter
- #4
I believe that in NY we are required to carry PL Insurance 500000/1000000 (occurance/year) when performing any engineering tasks (stamping). I also carry general liability insurance.
I just can't find the law, but I'm 90% sure it is law in this state.
I just can't find the law, but I'm 90% sure it is law in this state.
- Thread starter
- #5
Oh, I forgot. As an update I did get PLI from a very good company. Coverage was billings up to $50,000 @ coverage of $1,000,000 / $2,000,0000 for around $1,800 year. I don't want to throw around that company name on here but if you email me I will gladly give a referral. They were great to work with. First time getting the PLI.
Thanks again for all of the help.
Thanks again for all of the help.
I can't even think of a category of regulation that would require professional insurance. It would almost have to be under the licensing laws, but that is mostly just implementation of the NCEES language which does not mention insurance at all. I've never looked at New York (no interest in getting a license there), but the two states that I am licensed in do not mention PL insurance anywhere. Both states talk a lot about professional responsibility and subsequent liability, but don't mention how a P.E. is going to mitigate his own risks.
David Simpson, PE
MuleShoe Engineering
"Belief" is the acceptance of an hypotheses in the absence of data.
"Prejudice" is having an opinion not supported by the preponderance of the data.
"Knowledge" is only found through the accumulation and analysis of data.
The plural of anecdote is not "data"
David Simpson, PE
MuleShoe Engineering
"Belief" is the acceptance of an hypotheses in the absence of data.
"Prejudice" is having an opinion not supported by the preponderance of the data.
"Knowledge" is only found through the accumulation and analysis of data.
The plural of anecdote is not "data"
NSPE survey of insurers:
In California, there appears to be no such legal requirement. The only part of the law that talks about insurers is their duty to report claims made against insured PEs.
TTFN
faq731-376
Need help writing a question or understanding a reply? forum1529
In California, there appears to be no such legal requirement. The only part of the law that talks about insurers is their duty to report claims made against insured PEs.
TTFN
faq731-376
Need help writing a question or understanding a reply? forum1529
Adamjdorn, I'd be interested in knowing who this company is and getting their contact info. You can email me by clicking on the link in my handle. Thanks.
Maui
Maui
We are paying about $2400 a year which seems pretty good to me. Ended up going through USAA with a discount. Anyone can get that discount because USAA is not just for the military. They cover up to $1mil on billings up to around $100k. We have an issue because one client wants up to $2mil but we don't bill enough yet to reach that point.
B+W Engineering and Design
Los Angeles Civil Engineer and Structural Engineer
| |
B+W Engineering and Design
Los Angeles Civil Engineer and Structural Engineer
| |
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