dougantolz,
As far as I am concerned, forget your 'respectfully' - your opinion is just as worthy of respect as mine. Somewhat surprisingly, perhaps, I wholeheartedly agree with very nearly all that you wrote. For design of commercial and residential buildings, I would not argue with you at all.
jcox did not tell us what type of structure he is considering. Accordingly my stated position was put forward to give the conservative position to cover the situation of 'semi-permanent loadings', which may arise in industrial and plant structures.
The only point on which we really differ is in regard to a definition of 'transient'. The position that all loads must be either permanent or transient, in my opinion, too simplistic. There is a significant grey area, which includes some of the loads that you define as 'permanent'.
If the IBC does not provide a define of such an significant term as transient (or alternatively, define 'permanent'), and each individual engineer is left to make up his/her own, then there is a good field for the indemnity lawyers to exploit. Fortunately that is not my problem.
You treat the contents of water tanks and retained soil pressures as permanent. Yet many/most water tanks can vary from full to empty (in that they are no less variable than normal floor loads), and earth pressures may change with seasonal changes in ground water level.
What about the weight of material stored in silos and bunkers, or the material burden on conveyors and other bulkhandling equipment? Again, these will often vary from maximum down to zero.
The probable frequency and durations of maximum values for this sort of loading would vary from plant to plant, and would be quite difficult to codify.
You choose to categorize these loads as 'permanent'; I prefer 'semi-permanent'. But I think that we are both agreed that these variable loads should not be treated as 'transient', despite their variability.