What matters more than cooling water outlet temperature is exchanger tube surface temperatures on the cold side, and the composition of the water.
Some minerals start to drop at 60 C. Most minerals that are of concern for fouling are dropping like a rock at 80 C.
Obviously the type of water matters greatly. If it's closed loop cooling water where the water quality is monitored and treatment is maintained properly, you may be able to push the limits. If it's condensate, as long as you can handle the steam being generated you can ignore the limits, more or less. If it's raw water from a river or lake or worse still a well, look out- you could be in trouble with a water exit temperature of 40 C depending on what's in there.