Somebody please correct me if I'm wrong, but here goes ......
Re: NFPA 13D (2007); and Article P2904 in the International Residential Code (2009).
In the above-referenced Standard & Code, I have never seen a required GPM allowance for domestic demand, for a single family dwelling. NFPA 13D does require the following:
"In common water supply connections serving more than one dwelling unit, 5 GPM shall be added to the sprinkler system demand to determine the size of the common piping and the size of the total water supply requirements where no provision is made to prevent flow into the domestic water system upon the operation of a sprinkler."
You only have one dwelling unit, so you don't care about the 5 GPM addition. But, I want to draw your attention to the phrase "...... provision is made to prevent flow into the domestic water system upon the operation of a sprinkler."
If you're worried about the simultaneous maximum demand of domestic and sprinkler, you might consider an automatic domestic cut-off valve. I assume you have only a single, combined water supply into the dwelling.
The domestic cut-off valve(check Tyco web site) works hydraulically to stop the domestic flow when there is sprinkler flow. No electric, just hydraulics.
Hope this helps.