For sands, it is ever seldom the bearing capacity (or allowable bearing capacity) that governs - it is the settlement. So, for that, as a first approximation, I would use the charts you find in the various texts on the SPT vs Allowable bearing pressure (usually 25mm settlement). For Clays - on strength alone, I usually use 2xSu for the allowable bearing capacity - rule of thumb (e.g., qult = 6xSu/3 or therefore 2Su. Of course, you have to take into account settlements and check this out subsequently. For soft clays, you never know which will govern. I never really saw the McCarthy book - I do like Tomlinson, myself as well as Tschebotariof.