Unless the polar bear is hitting the wall with his jetski, it will be a flesh on solid impact, so the impact time will be longer than with a solid on solid impact, which is known to be on the order of 0.1s.
I would think that one would start with that value, and then make some assumptions about what part of the polar bear actually impacts with the wall; can't imagine a polar bear that dumb, but...
So, now you have an area, a mass, and a deceleration.
TTFN
FAQ731-376