Need for adequate cleaning -- agree absolutely
Oil contamination, not so much. The cleaner, and the 'vehicle' in the developer is a middle-cut of naptha [Zippo lighter fluid], and the quantity used and not removed by wiping during the PT process is waaaay less than an ounce. Plus, the solvent flashes [evaporates] at room temp. Never seen a gearbox that runs cold to the touch.
The developer is chalk, ground to face-powder consistency and suspended in solvent [naptha]. Unremoved developer powder might act like 'jewelers rouge', but I suspect not. It is just too soft to 'lap' your steel gears. And essentially all of this white powder is easily removed with proper PT post-cleaning
The penetrant is a light oil with mysterious additives. If the PT tech applies the dye with a small brush, ALL the dye that has not wicked into cracks and pores must be removed during the PT process to allow the developer to show [only] surface-breaking defects. Nature of the PT process.
Thus the liklihood of contamination is minute-to-nil, if the PT is done to ASME/ASTM spec's. 'Spray & Pray' by an uncaring mechanic is a different story. Penetrant getting into your lube oil is a probabil;ity in that case.