Shocked in Crawlspace
Shocked in Crawlspace
(OP)
Was leaving a crawlspace this morning and did not see an old electrical wire hanging down. It hit me in the neck and was apparently live. Snapped my head back from the shock, but other than that, no issues leaving. My neck is now stiff and it hurts to chew - geez. Anyhow, if this happens to turn into a major injury (hypothetically), would I have recourse against their homeowner's insurance? Just curious.
Thanks
Thanks





RE: Shocked in Crawlspace
When I was attempting to buy a house recently, the seller wanted me to hold him har(e)mless if any of the inspectors we used got hurt on the premises. I refused to sign and walked away as I had no homeowners to cover such a thing, but he should have.
Perhaps either he did not want to use it, or did not have it either.
Mike McCann, PE, SE (WA)
RE: Shocked in Crawlspace
RE: Shocked in Crawlspace
RE: Shocked in Crawlspace
RE: Shocked in Crawlspace
RE: Shocked in Crawlspace
RE: Shocked in Crawlspace
If you were there, as a friend, checking out the structure of the house, then the individual's homeowner's policy should get a claim against it.
I see no problem requesting that the homeowner not be held liable for injuries incurred while someone is doing their job at their house. I would require any contractor who is doing roofing, or gutter cleaning, or some other professional activity to have their own insurance for injuries/accidents.
RE: Shocked in Crawlspace
RE: Shocked in Crawlspace
Right but that's if they drive a nail through their foot, fall off, or otherwise hurt themselves. If they hurt themselves by falling off stairs with no handrail (not related to the job) then it was an unsafe condition the homeowner created. I say it goes on the homeowners liability (but I'm no lawyer, just seems fair this way).
Professional and Structural Engineer (ME, NH, MA)
American Concrete Industries
www.americanconcrete.com