Factory Mutual
Factory Mutual
(OP)
Curious as to how people approach FM standards? Do you ask every client if they want/need to be designed to FM standards. Or do you rely on the client to tell you to do so? A number of clients I know require it based on their insurance, but most are really unknowns.
"It is imperative Cunth doesn't get his hands on those codes."






RE: Factory Mutual
For us, an early part of the design stage is asking who provides their insurance.
Most companies with FM express some dismay that they need to pay for a building that exceeds code requirements and do not receive a discount on insurance costs for their additional expenditures.
I've never met a company without FM that agreed to meet FM standards, and can't imagine that I ever will...
RE: Factory Mutual
RE: Factory Mutual
RE: Factory Mutual
RE: Factory Mutual
Jim
RE: Factory Mutual
Professional and Structural Engineer (ME, NH)
American Concrete Industries
www.americanconcrete.com
RE: Factory Mutual
The main areas it seems to affect us are fire protection, explosion hazards (often explosive dusts and venting), and roof designs (especially uplift and roof component fastening).
FM may limit you in ways the building codes do not, but you definitely want to get a handle on which FM requirements you are subject to before you invest a lot of time in a particular design.
Sometimes, our larger clients have risk mitigation people who will act as a go-between to negotiate with their insurance carrier when considering which FM requirements are a must and which may be treated liberally.
RE: Factory Mutual
"It is imperative Cunth doesn't get his hands on those codes."