Workers compensation insurance
Workers compensation insurance
(OP)
If you have people working for you on a 1099 basis, is workers compensation insurance required? I had assumed that it only kicked in for W2 staff, but my insurance broker is saying its not as simple as that.
Is my broker just trying to sell me more insurance I don't need? I am a small consulting engineering office.
Is my broker just trying to sell me more insurance I don't need? I am a small consulting engineering office.





RE: Workers compensation insurance
RE: Workers compensation insurance
B.E.
You are judged not by what you know, but by what you can do.
RE: Workers compensation insurance
My guys occasionally go to construction sites on my behalf, so I guess there is some risk of an accident.
RE: Workers compensation insurance
The waiver allowed under AZ State law is to get your 1099 contractors to waive their rights to worker's comp coverage and benefits under your company if they are indeed real 1099 contractors per the IRS definition.