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Liability Insurance

Liability Insurance

Liability Insurance

(OP)
Where does one go to get liability insurance.  I was asked by an architect if I had liability insurance.

RE: Liability Insurance

If you are doing part time work or not fully covered by your company I have found that ASCE liability insurance can't be beat for the price.  I pay the ASCE membership just to get the liability insurance.
http://www.personal-plans.com/product/asceinsurance/?

RE: Liability Insurance

(OP)
This is for my company, that I just started.

RE: Liability Insurance

when I started my firm, I talked to some of my clients and found out what insurance agents they were using for errors and omissions insurance.  I picked one from a list of about 3 insurance agencies.  My agent shops premiums among several insurance companies to get the best deal.  Over the last 7 years I've had insurance with DPIC, Zurich, RA&MCO, and Beazley.  

Sometimes, when you are starting out, you can lock your premiums for the first 3 years to avoid the customary year-to-year premium increase.  The difference in premiums from the 3rd to the 4th year might give you sticker shock.  My premiums jumped from about $3000 per year for the first 3 years to about $12000 per year at year 4.  Luckily, my business was good so I could afford the rates.  Subsequent yearly increases were not that bad.  At year 7, I'm paying just under $15000.  My agent shops me around each year and was able to get my rates down from just under $19000 last year to the $15000 this year.

RE: Liability Insurance

(OP)
what are the contact numbers for these places?
Thank You

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